Why is the Consultation FREE?

Your initial consultation is complimentary because it’s designed to give you valuable insight before you commit to anything. This meeting is your opportunity to get to know me, understand my background, and see if we’re a good fit—without using up your time or money unnecessarily. From there, you’ll only pay for the services you choose to move forward with.

I take a straightforward approach: if it isn’t broken, I won’t try to fix it. For example, if you’d like a second opinion on your life insurance, I can review your current policy, plug in the numbers and check whether I can secure you a better deal. If your existing plan is already competitive, there’s no loss and no changes—just peace of mind knowing you’re in a good position.

The same applies to areas like investments. If you’re looking to expand your portfolio, we’ll assess your goals, risk tolerance, and time frame before exploring the most suitable options. My aim is to help you make well-informed decisions—not to sell you something you don’t need.

How am I compensated? I’m paid through personal production and commission, based on the services clients select and on referrals I make through our brokerage. This means my focus is always on creating real value for you—because my success depends on yours.